P-p-o stands for preferred provider organization. It offers members a little bit more freedom in their selection of health care providers than h-m-o plans do. Members are not required to use the health care professionals from the P-P-O network, but have lower co-payments if they do. P-O-S stands for 'point of service.' These plans require that you choose a primary health care physician from their network who must approve all medical treatment you receive. Like the P-P-O plan, members can receive co-paid health care from outside the network, but their payments will be higher and their coverage will be less comprehensive. Consult an insurance agent in your area for more information for more information about P-P-O and P-O-S plans.
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